Monday, December 31, 2012

Chris Federline: I Never Said I Banged Britney!

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Oil spill shuts down NW Albuquerque road

An oil spill has shut down 98th Street over Interstate 40 in northwest Albuquerque.

The closure includes the on-ramp to westbound I-40, police said.

Albuquerque police said the origin of the spill was unknown on Saturday night.

Motorists are encouraged to avoid the area.

Source: http://www.koat.com/news/new-mexico/albuquerque/Oil-spill-shuts-down-NW-Albuquerque-roadway/-/9153728/17948714/-/jhvdc4z/-/index.html

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Psychiatric test for suspect in NYC subway death

In this image provided by the New York City Police Department, a composite sketch showing the woman believed to have pushed a man to his death in front of a subway train on Thursday, Dec. 27, 2012 is shown. Police arrested Erica Menendez on Saturday, Dec. 29, 2012, after a passer-by on a street noticed she resembled the woman seen in a surveillance video. The attack was the second time this month that a man was pushed to his death in a city subway station. (AP Photo/New York City Police Department)

In this image provided by the New York City Police Department, a composite sketch showing the woman believed to have pushed a man to his death in front of a subway train on Thursday, Dec. 27, 2012 is shown. Police arrested Erica Menendez on Saturday, Dec. 29, 2012, after a passer-by on a street noticed she resembled the woman seen in a surveillance video. The attack was the second time this month that a man was pushed to his death in a city subway station. (AP Photo/New York City Police Department)

Commuters walk on the platform as a train enters the 40th St-Lowry St Station, where a man was killed after being pushed onto the subway tracks, in the Queens section of New York, Friday, Dec. 28, 2012. Police are searching for a woman suspected of pushing the man and released surveillance video Friday of her running away from the station. (AP Photo/Seth Wenig)

Commuters watch as a train enters the 40th St-Lowry St Station, where a man was killed after being pushed onto the subway tracks, in the Queens section of New York, Friday, Dec. 28, 2012. Police are searching for a woman suspected of pushing the man and released surveillance video Friday of her running away from the station.(AP Photo/Seth Wenig)

Commuters wait on the platform as a train passes through the 40th St-Lowry St Station, where a man was killed after being pushed onto the subway tracks, in the Queens section of New York, Friday, Dec. 28, 2012. Police are searching for a woman suspected of pushing the man and released surveillance video Friday of her running away from the station. (AP Photo/Seth Wenig)

(AP) ? A woman suspected in the death of an immigrant who was pushed off a New York City subway platform has been ordered to undergo a psychiatric evaluation.

Erika Menendez, 31, was arraigned Saturday night on a charge of murder as a hate crime. She had told police she has hated Muslims since Sept. 11 and thought the victim was one. Judge Gia Morris ordered that Menendez be held without bail and be given a mental health exam.

Menendez is charged in the death of Sunando Sen, who was crushed by a train in Queens on Thursday night. Friends and co-workers said Sen, a 46-year-old Indian immigrant, was Hindu.

"I pushed a Muslim off the train tracks because I hate Hindus and Muslims ever since 2001 when they put down the twin towers I've been beating them up," Menendez told police, according to the district attorney's office.

"The defendant is accused of committing what is every subway commuter's worst nightmare," Queens District Attorney Richard Brown said.

Menendez was incoherent at her arraignment in Queens criminal court, at one point laughing so hard that the judge told her defense lawyer, "You're going to have to have your client stop laughing."

Menendez admitted shoving Sen, who was pushed from behind, authorities said. She was arrested after a tip by a passer-by who saw her on a street and thought she looked like the woman in a surveillance video released by police.

A call to Menendez's attorney was not immediately returned Sunday.

Sen was the second man to die after being pushed in front of a New York City subway train this month. Ki-Suck Han was killed in a midtown Manhattan subway station on Dec. 3. A photo of Han clinging to the edge of the platform a split second before he was struck by a train was published on the front page of the New York Post, causing an uproar about whether the photographer, who was catching a train, or anyone else should have tried to help him.

A homeless man was arrested and charged with murder in that case and is awaiting trial. He claimed he acted in self-defense.

It's unclear whether anyone tried, or could have tried, to help Sen on Thursday.

Mayor Michael Bloomberg urged residents Friday to keep Sen's death in perspective as he touted new historic lows in the city's annual homicide and shooting totals.

"It's a very tragic case, but what we want to focus on today is the overall safety in New York," Bloomberg told reporters following a police academy graduation.

But commuters still expressed concern over subway safety and shock about the arrest of Menendez on a hate crime charge.

"For someone to do something like that ... that's not the way we are made," said David Green, who was waiting for a train in Manhattan. "She needs help."

Green said he caught himself leaning over the subway platform's edge and realized maybe he shouldn't do that.

"It does make you more conscious," he said of the deaths.

Such subway deaths are rare, but other high-profile cases include the 1999 fatal shoving of aspiring screenwriter Kendra Webdale by a former psychiatric patient. That case led to a state law allowing for more supervision of mentally ill people living outside institutions.

___

Associated Press writer Karen Matthews contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-12-30-Subway-Push-Death/id-66fc689845fa4b3eae5f3b33ed480562

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Sunday, December 30, 2012

Improving play: Council OK with upgrades at golf course

The Rowlett Golf Advisory Board is always looking for ways to improve the Waterview Golf Course. Last year the committee made several recommendations that have since been implemented. The changes were made to improve the playability of the course.

The advisory board, represented by Larry Glick, presented five recommended changes to the city council for 2013 during its regular work session on Tuesday, Dec. 18.

We are changing the golf course to hopefully make it a destination course, Glick said.

The changes presented by Glick were to enclose the pavilion area of the clubhouse, add a pond on hole No. 2, modify the tee boxes on hole No. 18, add additional trees and to repair settled sprinkler trenches throughout the course.

These projects are great. We need to do what we can do to get it done. We could keep our golf course normal or make it exceptional. I think this city deserves exceptional, said Todd Gottel, Rowlett Mayor.

The city council was in agreement that enclosing the clubhouse pavilion would be a huge benefit to the course and a positive thing for the community.

Its really a beautiful site as you sit in the clubhouse, Glick said.

Glick said the pond on hole No. 2 was something the advisory committee suggested last year but decided against pursuing it due to drought restrictions that were in place at the time. The drought restrictions have since been lifted so the board brought the recommendation back to the council.

They know how to do it its just a matter of getting it done, Glick said.

The change to the tee box on hole No. 18 was recommended to ensure the safety of homeowners in the area. By moving the tee box it will aim the golf balls further to the left and away from the homes located to the right of the hole.

Brian Funderburk, assistant city manager, said the city staff was in agreement that all of the changes would improve the course but believed repairing the sprinkler trenches should be done by American Golf as part of the citys maintenance agreement.

If its in the contract then they need to fix this, said Lynda Humble, city manager.

Funderburk said he is meeting with American Golf at the course on Friday to discuss the issue.

There is expected to be approximately $200,000 available from golf course revenue to fund the projects.

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Source: http://www.scntx.com/articles/2012/12/30/rowlett_lakeshore_times/news/1636.txt

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The Perils Of Aging Alone

SPECIAL FROM Next Avenue

By Jane Gross

The number of Americans living single is soaring, and our bag-lady fears may not be so far-fetched

Old and alone.

The words haunt me.

You know the platitude: Few people fear death but rather the process of dying. Well, I'm not so much afraid of dying as I am of dying with nobody by my side.

This is the plight of those of us who are single and childless, and we now make up 27 percent of households in America ? the second-largest type, according to the Census Bureau. The largest remains married couples, with children or without, although for the first time since such data collection began, they now represent fewer than half of all households, at 48 percent.

(MORE: The Concessions We Make Before We Age)

"Whatever happened to the typical American family of four: Mom, Pop and two kids?" the MetLife Mature Market Institute asks in its recent study, "The New American Family," compiled in partnership with the Society of Actuaries Committee on Post Retirement Needs and Risks. That is precisely the kind of family I grew up in, but such groupings are becoming historical artifacts, like rotary phones and rabbit ears on TV sets. From 1960 to 2010, the number of U.S. households more than doubled, from 53 million to 117 million. But in that same period, the number of married couples with children actually declined, from 23.9 million to 23.6 million. Such families now make up just 20 percent of American households, down from 45 percent in 1960.

The High Cost of Living Alone

The most stunning change in American household data, though, is the rapid increase in the number of people living alone. There were 7 million of us in 1960, representing just 13 percent of all households. Now there are 31.2 million, a jump of 350 percent. Among those of us who are age 65 or older, 45 percent live alone -- and this development will have significant repercussions for both retirement planning and long-term care.

The new report doesn't sugarcoat the situation. "There is no easy solution to helping the many millions of single individuals plan for their retirement and manage their short- or long-term health care expenses,'' its authors write. "Families are a significant social support system -- between spouses and partners, but also between parents and children."

As the family changes and the number of single-person households rises, there will be "financial and social consequences,'' the report says, with implications for both individuals and the nation. Among them:

  • Limited assistance for single people from retirement programs, like Social Security, whose spousal benefits will not be available.
  • No access to a second income, found in two-thirds of married households, which helps couples cover living expenses and finance personal retirement programs.
  • Greater difficulty convalescing at home, with no family assistance, in a time when many medical procedures are done on an outpatient basis and hospital stays are short and shrinking.
  • The premature need, at potentially great cost to the federal budget, for elderly singles to move into group settings, like assisted-living facilities and nursing homes. Most such people would prefer to age in place even as their health declines, but will not be able to because of a lack of family caregivers, who remain the bulwark of the current long-term care system.

The study also examined the fears that people expressed as they grew older, like not being able to maintain a reasonable standard of living in retirement, pay for health care and manage changes in Social Security and Medicare. And researchers looked at which types of households actually faced the greatest risk from these challenges. On average, researchers found, couples -- especially those in first marriages with two incomes -- were better off financially than singles. They were also more likely to have lowered or shed debt, invested for their retirement, met with a financial adviser and, overall, to "feel they have planned well enough that they can face problems when they arise.''

(MORE: Don't Want to Move? How to Age in Place)

None of this is counterintuitive. Non-couples are well aware of their vulnerability. Of all the permutations of households studied, those who were single and childless had the lowest rate of home ownership and the second-lowest average household income and assets -- in both cases, behind only those who were divorced. Their concerns about financial security were greater than those of couples, especially among women, who told researchers it was harder to save for retirement.

Calculating the Odds

The research puts flesh on the jagged bones of my own worries, not that I really needed it. And my worries rage, despite how relatively privileged I am compared to the average single, childless woman: I have always made a good living, and do so even in semi-retirement. I own a home and, but for my mortgage, carry no debt. I have savings and long-term care insurance. I have a financial adviser, who is more worried about my neurotic frugality than he is that I might go over the financial cliff. Before leaving my job at The New York Times, at age 60, with a generous buyout and a book contract, I insisted that he plot my future. Assuming I never earned another dime in my life, with the expected addition of Social Security at age 67 and of my last mortgage payment being made at age 70, we calculated how much I could spend per year through age 85, without running out of money.

So I've planned my future as best I can -- disaster preparedness against a lonely old age -- but it hasn't stilled my bag-lady worries. And I know I'm not the only woman who has them. At every speech I've ever given -- most are about the aged and their adult children -- I'm pelted with questions from dutiful daughters, like myself, who know that there is nobody to do for them what they are doing for their mothers or fathers. What preparations would I suggest, they ask?

(MORE: The Village Movement: Redefining Aging in Place)

Struggling not to tear up, which you're not supposed to do when you're the "expert" standing at a lectern and wearing a microphone, my answer is always the same: Save every dime you can to buy the care and kindness of strangers, which you know may be wildly expensive because you are doing it for your parents for free. And make sure you have lots of younger people in your life, like the 31-year-old twin daughters of my best friend from sleep-away camp, who have already promised to "feed me creamed spinach'' when the time comes.

That same friend is one of many people who has told me over the years that nobody got married or had children simply as a hedge against the indignities of old age -- not that I ever suggested they had -- merely that they wound up advantaged to live in the embrace of families. "A husband and children are no guarantee,'' they would tell me, almost without exception.

This to me has always seemed a failure of empathy. I like my life just fine and probably wouldn't trade it, but it does have its downsides. Why pretend otherwise? So I carefully crafted an answer for my "well-daughtered" friends, as I've come to think of them, and it has been useful at those moments when their "no guarantee'' comment has felt flippant enough to send me into a rage.

"I'll take your odds over mine," I'd say, "because mine are zero.''

Read more on Next Avenue

After a Superstorm, a 'Spinster' Finds Community
Co-Housing Designed for All Life Stages
Building a Network to Look Out for Your Parents

Earlier on Huff/Post50:

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Source: http://www.huffingtonpost.com/2012/12/29/aging-in-place_n_2375979.html

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au by KDDI is Japan?s best mobile carrier

Smartphone HolderThis will most likely be the last proper survey for 2012, a look by MMD, Mobile Marketing Data Laboratory, at mobile carrier satisfaction levels, as reported by japan.internet.com.

Demographics

Few demographics were given, just that on the 18th and 19th of December 2012 664 members of the MMD monitor group between the ages of 20 and 59 and who owned a smartphone from either docomo, au or SoftBank completed a private internet-based questionnaire. The results were listed alongside the results of a similar survey from May 2012.

Note that docomo only has seen a significant drop in satisfaction with signal strength and talk area; perhaps one reason is that there has been a number of network outages over the summer, and I still see occassional dropping out of my 3G signal in and around train stations at rush hour.

Research results

Note that the following question was most likely asked as describing how satisified one was, perhaps ?Satisified?, ?Somewhat Satisfied?, ?Can?t say/no answer?, ?Somewhat dissatisfied?, and ?Dissatisfied?. The two percentages for the positive answers were then added together to give the following charts.

Q: For each of the following headings, are you satisfied with your carrier?s offerings?

au by KDDI users

? Dec 2012 May 2012
Billing plans 45.7% 45.7%
Signal strength 66.1% 64.4%
Talk area 71.7% 73.1%
Handset line-up 50.0% 37.9%
Handset price 30.7% 22.8%
Aftercare 42.9% 37.0%
Exclusive services 35.8% ?
Brand image 62.3% ?
Overall satisfaction 64.6% 55.2%

NTT docomo users

? Dec 2012 May 2012
Billing plans 27.3% 36.8%
Signal strength 59.0% 67.2%
Talk area 68.8% 76.6%
Handset line-up 40.2% 45.0%
Handset price 17.9% 21.5%
Aftercare 44.9% 49.7%
Exclusive services 21.4% ?
Brand image 62.1% ?
Overall satisfaction 48.4% 52.8%

SoftBank users

? Dec 2012 May 2012
Billing plans 46.4% 57.2%
Signal strength 32.1% 29.2%
Talk area 37.8% 36.9%
Handset line-up 42.8% 43.7%
Handset price 33.2% 38.5%
Aftercare 24.0% 31.1%
Exclusive services 24.5% ?
Brand image 52.6% ?
Overall satisfaction 46.9% 45.6%
Read more on: au,docomo,mmd,softbank

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Source: http://feedproxy.google.com/~r/WhatJapanThinks/~3/vS2jyPmRGk4/

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Saturday, December 29, 2012

albertfinneye: There Is No Place Better Than The World Wide Web ...

Achieving success at a home-based business is not everyone?s fortune, but you should not let that stop you from trying it out. This is especially true today, when at an insignificant cost you can set up any of a variety of home-based businesses with a computer. It just takes a low cost, high-speed Internet access, and the enthusiasm to spend a bit of time doing the research. As opposed to a local brick-and-mortar business, which is expensive to set up, and is restricted to local customers, your computer business can be global. Everyone in the world having access to the Internet is a possible client.

Visit http://homebasedincome4you.com/what-can-i-sell-online/ to learn more.

There are many opportunities you might be keen on trying, if you are serious about giving a web based business a shot. It is very helpful if you know your way around a computer, but you definitely do not have to be a computer fundi for you to get started. It is usually being knowledgeable about a subject or activity, like a hobby, which is important for online success, and not so much your technical expertise. An individual who is a proficient writer could, for example, have an online business that does copywritng. Writing could also be done freelance, doing jobs for folks who either don?t like writing or aren?t any good at it. All you should do is find people who have a need, such as content, and supply it for them. Create some samples of your work and then do a bit of promoting, and you are going to be in business.

There are online auction web sites that are making a lot of money for many. You can buy items at wholesale value and sell them at retail price, or you may already have products suitable for selling on the web. Online auction web sites, such as eBay, do the hard work of bringing the buyers to your offers. What?s expected from you is to fix the price for your item, add it to the sales listings and wait for shoppers to purchase it. As soon as your item is sold, you get sent the cash and then you have the product shipped to the purchaser.

Life is becoming much easier in many ways through the advancements in technology. The computer has given ordinary people the ability to own their own business. Not only does the internet have lots of products to sell, but there is enough information on the internet to show you how to sell them. If you can identify a business model that you like and apply it to your own start-up business, that would be ideal.

You may only want to make some extra cash, rather than have a full time business, and the Internet is excellent for that. Hook your computer up to the Internet and you will be able to find huge amounts of information about starting a business on the internet. Get going on your research and you could soon begin making some money.

Source: http://justicemoon.puttrustin.com/2012/12/22/there-is-no-place-better-than-the-world-wide-web-to-learn-about-home-based-businesses/

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Buy the Right Chariot for Your Growing Tribe: Tips for Finding a ...

If you enjoy this post, be sure to follow MomsGetReal on Twitter, Facebook, Pinterest, and Google+!

Guest Contributor Summer Healy

mid sized used cars for familiesHere?s my confession: I have always enjoyed used compact cars. From my ?79 Volkswagon bug to the ?99 Hyundai Elantra four door I had held on to for 10 years. While other moms were using freight lifts to load and unload their monster SUVs, I was throwing caution to the wind, buckling in my 6-month-old into the backseat of my ?85 mini cooper. A strong advocate of eco-friendly consumerism, every vehicle I?ve purchased has always been used. Not too long ago, Scientific American published an article that explained why the act of purchasing used, instead of new cars, has helped in cutting down the levels of the atmosphere?s CO2 levels significantly.

When my husband announced that his mother was coming to stay with us for an undetermined amount of time, and I was expecting another little one in the same month, my family insisted, or rather demanded we get a larger vehicle. Outnumbered by my husband and two sons, it was decided; we were getting a family vehicle and it wasn?t going to be a cute compact hatchback or even a four-door sedan. My sons wanted a tank. My husband wanted something that would be fuel efficient. I, for one, had already caved, so my only caveat was that it had to be a used vehicle; I didn?t care if it was as big as a bus, it had to have miles on it and a previous owner. I wasn?t about to give up on the environment and we were in no position, financially, to be leasing a new car. I was already doing my research and looking for a fast bad credit car loan I could fill out online, since we were still catching up in paying back our student loans. While I was doing the financial research online through Consumer Reports and Edmunds.com, my husband went to a few used car lots and took pictures and notes on which family vehicles stood out from all of the rest. Here were a few we both liked:

2007 Ford Mondeo Hatchback

I know what you?re thinking, yes, a family hatchback. This Ford four-door is not an SUV, but it does seat up to 6 comfortably and it has seven standard airbags, which is taking safety to extreme levels and I like extreme safety. Performance-wise, it handles like a dream and it?s super comfy and spacious. These engines tend to be a little noisy, as is the case with most Fords, so consider that a forewarning.

2010 Chevrolet Suburban

Seating nine, sporting a V8 engine and carrying side/curtain airbags, the 2010 Chevrolet Suburban is big enough to carry all of us, while still not seeming to be too much like a monster SUV, which I like a lot. My husband of course likes that it has a V8, but be aware that this engine can drag when you?re hauling a full load and the third row seat does not fold into the floor, so that makes the installation and storage of the seats a little awkward and bulky.

2009 Hyundai Entourage

Stepping away, for a moment, from the domestic manufacturers, we decided to see what Hyundai could offer us with it?s 2009 Entourage. Seating seven, while still maintaining a sense of style and sleek design, the Entourage minivan can carry as much as an SUV, being in the shape of a tank (which I love). According to ConsumerSearch.com, the Entourage is a bit pricier than the Kia Sedona, but also finished with extremely high safety standards, which is a high priority. Still under factory warranty, we absolutely fell in love with this ?almost mini SUV.?

Of course, in the end you can?t buy a car solely based on what reviewers tell you, and that?s why you will need to test drive vehicles to see which one is the dream car for your family. Whether it?s a cute compact four-door, a hatchback or a monster, boat-sized tank safety is the main feature that will matter the most in the long run.

Summer loves to write about the latest tech and auto trends. She may be a woman, but she knows her cars and SUVs, and as a part-time used car salesperson, she knows how to sell you the car you want for the price she wants you to pay.

Source: http://momsgetreal.com/2012/12/buy-the-right-chariot-for-your-growing-tribe-tips-for-finding-a-used-family-vehicle/

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Under Health Law, Employers Must Insure Workers' Dependents (WSJ)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, News Feeds and News via Feedzilla.

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Friday, December 28, 2012

Trains carrying more oil across US amid boom

(AP) ? Energy companies behind the oil boom on the Northern Plains are increasingly turning to an industrial-age workhorse ? the locomotive ? to move their crude to refineries across the U.S., as plans for new pipelines stall and existing lines can't keep up with demand.

Delivering oil thousands of miles by rail from the heartland to refineries on the East, West and Gulf coasts costs more, but it can mean increased profits ? up to $10 or more a barrel ? because of higher oil prices on the coasts. That works out to about $700,000 per train.

The parade of mile-long trains carrying hazardous material out of North Dakota and Montana and across the country has experts and federal regulators concerned. Rail transport is less safe than pipelines, they say, and the proliferation of oil trains raises the risk of a major derailment and spill.

Since 2009, the number of train cars carrying crude hauled by major railroads has jumped from about 10,000 a year to a projected 200,000 in 2012. Much of that has been in the Northern Plains' Bakken crude patch, but companies say oil trains are rolling or will be soon from Texas, Colorado and western Canada.

"This is all occurring very rapidly, and history teaches that when those things happen, unfortunately, the next thing that is going to occur would be some sort of disaster," said Jim Hall, a transportation consultant and former chairman of the National Transportation Safety Board.

Rail companies said the industry places a priority on safety and has invested heavily in track upgrades, provided emergency training and taken other measures to guard against accidents. There have been no major oil train derailments from the Bakken, according to federal regulators.

Union Pacific Railroad CEO Jack Koraleski said hauling oil out of places like North Dakota will be a long-term business for railroads because trains are faster than pipelines, reliable and offer a variety of destinations.

"The railroads are looking at this as a unique opportunity, a game-changing opportunity for their business," said Jeffery Elliot, a rail expert with the New York-based consulting firm Oliver Wyman.

BNSF Railway Co., the prime player in the Bakken, has bolstered its oil train capacity to a million barrels a day and expects that figure to increase further. To accommodate the growth, in part, the railroad is sinking $197 million into track upgrades and other improvements in Montana and North Dakota.

BNSF is also increasing train sizes, from 100 oil cars per train to as many as 118.

Larger trains are harder to control, and that increases the chances of something going wrong, safety experts said. State and local emergency officials worry about a derailment in a population center or an environmentally sensitive area such as a river crossing.

Rail accidents occur 34 times more frequently than pipeline ones for every ton of crude or other hazardous material shipped comparable distances, according to a recent study by the Manhattan Institute, a conservative think tank. The Association of American Railroads contends the study was flawed but acknowledges the likelihood of a rail accident is double or triple the chance of a pipeline problem.

The environmental fears carry an ironic twist: Oil trains are gaining popularity in part because of a shortage of pipeline capacity ? a problem that has been worsened by environmental opposition to such projects as TransCanada's stalled Keystone XL pipeline. That project would carry Bakken and Canadian crude to the Gulf of Mexico.

Wayde Schafer, a North Dakota spokesman for the Sierra Club, described rail as "the greater of two evils" because trains pass through cities, over waterways and through wetlands that pipelines can be built to avoid.

"It's an accident waiting to happen. It's going to be a mess and we don't know where that mess is going to be," Schafer said.

For oil companies, the embrace of rail is a matter of expediency. Oil-loading rail terminals can be built in a matter of months, versus three to five years for pipelines to clear regulatory hurdles and be put into service, said Justin Kringstad of the North Dakota Pipeline Authority. Although more pipelines are in the works, Kringstad said moving oil by rail will continue.

The surge comes at the right time for railroads: Coal shipments ? a mainstay of the rail industry ? have suffered because of competition from cheap natural gas.

In the eastern U.S., CSX and Norfolk Southern railroads haven't seen as much growth because oil from the Marcellus Shale area of Pennsylvania, Ohio and New York is close enough to refineries that trucks haul the crude.

Yet BNSF is beginning to haul Bakken crude east to Chicago, where it hands off the tank cars to CSX or Norfolk Southern for delivery to Eastern refineries. It has also sent oil to the West Coast, a trend that could increase if Alaska crude production falters, as some industry observers are predicting.

The growth will require significant upgrades to already congested rail lines, industry analysts said.

Overall, crude oil shipments still represent less than 1 percent of all carloads. And there are far more dangerous materials aboard the nation's trains, including explosives, poisonous gases and other industrial chemicals.

But emergency officials are increasingly wary of major accidents involving oil trains, which carry far more cargo than some other hazardous-material trains.

While oil is not as volatile as some other products, a rupture of just one car can spill 20,000 to 30,000 gallons, said Sheldon Lustig, a rail expert who consults with local governments on accidents and hazardous materials.

Recognizing the risks, Houston-based Musket Corp., an operator of oil train terminals in North Dakota, Wyoming, Colorado, Utah and Oklahoma, has donated spill equipment and provided training to fire officials.

"You want to be a good steward in that community," said Musket managing director JP Fjeld-Hansen.

Federal Railroad Administration officials said they have coordinated hazardous-material training seminars and sought more law enforcement patrols for rail crossings to increase safety.

Federal law requires railroads to select hazardous-material routes after analyzing the potential for accidents in heavily populated areas and environmentally sensitive spots. Those analyses are confidential for security reasons.

Lustig said the railroads have considerable sway over the process.

"Under federal guidelines, the railroad makes the analysis, the railroad decides what they want to do, and the railroad does it," he said. "There is no public accountability."

__

Funk reported from Omaha, Neb. Associated Press writer James MacPherson in Bismarck, N.D., contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-12-28-Oil%20Trains/id-e0ff4fdc23354873afe074c245f0dc94

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Did Shakira give birth to a baby boy?

Scott Heavey / Getty Images

Shakira and Gerard Pique.

Based on his recent Twitter feed, FC Barcelona soccer star Gerard Pique has become a dad -- which means his girlfriend, singer and "Voice" mentor Shakira has become a mom.?

But not so fast. Eagle-eyed fans will note that he made his announcement on Dec. 27 -- and Dec. 28 is a day reserved in some countries (such as Spain and Latin America) for jokes and pranks, like April Fool's Day.

Check out the two posts Pique made:

?

Initially the first tweet caused waves of interest from news outlets, but when Shakira herself failed to also tweet the good news -- and Pique went silent for the next 11 hours with no follow up -- it appeared that the news might be a bit premature. His most recent post, actually noting the "prank" day, seems to confirm that he was just joking.

Still, a baby is definitely on the way; the couple, who met while?Shakira was filming a video for the South Africa World Cup, announced via Facebook in September that they were expecting a child.

"Gerard and I are very happy awaiting the arrival of our first baby," said the 35-year-old singer and new mentor on "The Voice." "At this time, we have decided to give priority to this unique moment in our lives and postpone all the promotional activities planned over the next few days."

Looks like they'll have to extend those postponements a little longer.

Related content:

Source: http://todayentertainment.today.com/_news/2012/12/28/16210945-did-shakira-give-birth-to-her-baby-or-did-daddy-gerard-pique-just-prank-fans?lite

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Former President George H.W. Bush remains in intensive care ...

AUSTIN, Texas (Reuters) - Former President George H.W. Bush remained in the intensive care unit of a Houston hospital on Thursday, but his longtime chief of staff issued a reassuring message, urging the media and the public to "put the harps back in the closet."

Bush, 88, a Republican who during his one term in office led a coalition of nations that ejected Iraqi forces from Kuwait in 1991, was admitted to Methodist Hospital November 23 for bronchitis.

He was transferred to intensive care on Sunday after setbacks including a persistent fever, family spokesman Jim McGrath has said.

"I don't have any guidance so far today except to say no news is good news," McGrath said on Thursday. Hospital spokesman George Kovacik added that the former president remained in intensive care on Thursday.

But in a statement addressed to the "national media" on Bush's condition on Thursday, chief of staff Jean Becker sought to strike an upbeat tone.

"Yes, President Bush is in ICU where he is getting the best medical care in the world," she wrote. "Is he sick? Yes. Does he plan on going anywhere soon? No. He has every intention of staying put.

"He would ask me to tell you to please 'put the harps back in the closet,'" she said.

On a more serious note, Becker said her boss was expected to remain in the hospital for "a while," adding, "He is 88 years old, he had a terrible case of bronchitis which then triggered a series of complications." She did not elaborate.

McGrath on Wednesday described Bush as alert and talking to medical staff.

On Thursday evening, McGrath released a statement from Bush mourning the death of retired Army General Norman Schwarzkopf, commander of the U.S. and allied forces that routed Iraqi ruler Saddam Hussein's military from Kuwait during a six-week war in 1991.

He said the four-star general, who died at age 78, "epitomized the 'duty, service, country' creed that has defended our freedom and seen this great nation through our most trying international crises."

Bush has lower-body parkinsonism, which causes a loss of balance, and has used wheelchairs for more than a year.

The 41st U.S. president and father of former President George W. Bush, he served as a congressman, ambassador to the United Nations, envoy to China, CIA director and vice president for two terms under Ronald Reagan during a political career spanning four decades.

(Reporting by Corrie MacLaggan; Writing by Steve Gorman; Editing by Paul Thomasch, Phil Berlowitz and Paul Simao)

Source: http://health.yahoo.net/news/s/nm/former-president-george-h-w-bush-remains-in-intensive-care

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Survey finds increase in e-reading, drop in paper

10 hrs.

The tastes of the reading public are turning digital.

A Pew Internet Research Center survey released Thursday found that the percentage of Americans aged 16 and older who read an e-book grew from 16 percent in 2011 to 23 percent this year. Readers of traditional books dropped from 72 percent to 67 percent. Overall, those reading books of any kind dropped from 78 percent to 75 percent, a shift Pew called statistically insignificant.

Those owning an e-book device or tablet jumped from 18 percent to 33 percent, with much of that increase coming from last year's holiday season, when millions received Kindles, Nooks and other e-readers as gifts.

Awareness that libraries offer digital texts grew from 24 percent to 31 percent.

The telephone survey of 2,252 people aged 16 and older was conducted from Oct. 15 to Nov. 10. It has a sampling error margin of plus or minus 2.3 percentage points.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.nbcnews.com/technology/technolog/survey-finds-increase-e-reading-drop-paper-1C7661434

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Thursday, December 27, 2012

imranijins: Vocational Education

December 26, 2012 Education

Vocational Education

Economies of the world will turn into knowledge economies. With the basics of the world are changing with the evolution of technologies, it is important for a person to specialize in a particular area to find gainful employment.

This type of specialization is taught by vocational schools. In the fields of health, technology, art and business of professional training is offered in general. The classification of these subjects will still be conducted in other courses.

Vocational education has gained increased revival of enthusiasm in the world of today?s demand for skilled workers for the company. Vocational training in the details is extremely diverse theme and title of the analysis of a wide range of references and sources includes several specific questions about education, vocational training and career. You will find many online sources that can help you with detailed information about the training in education. Due to the desperate need that rises on a large scale among corporate houses of skilled workers in the world today believe that the people business schools, rebuild its stable foundation.

Faculty of vocational schools is very experienced. They provide practical knowledge to their students. As a result, students are able to have a real life experience and industry practice. Students are also provided with training.

There are several professional development projects around the world. In fact, every state has vocational schools, where villagers can earn degrees and become part of a dedicated workforce. The majority of these training institutions. Work according to the rules and regulations of the State Department of Education The Ministry of Education of the State or Central Government granted recognition training institute.

AVLC is a center of learning, different types of training, such as vocational training, job training, training, English IELTS and so provides.

Source: http://nationalmilitarychildeducationcenter.net/education/vocational-education.html

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Source: http://imranijins.blogspot.com/2012/12/vocational-education.html

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How to build a successful financial KPO unit | Firstpost

By Priti Parekh

Financial institutions such as Goldman Sachs, JP Morgan, Morgan Stanley, ABN Amro and several others have actively promoted India as an off-shore base to set up domain-oriented knowledge processes.

The financial knowledge process outsourcing (KPO) market is also active with several large outsourcing firms such as Infosys, Cognizant, and EXL, which offer high-end services, and niche players such as Amba Research and Evalueserve, who have created highly specialized outfits to conduct financial analytics and research work.

Normally, KPO engagements comprise 10 to 50 member teams. Entrepreneur India

KPO involves tasks that range from financial modeling of companies, industry analysis and equity research, including company and sector research, all the way to sophisticated index and derivative product support, quantitative analysis, and underwriting support.

Normally, KPO engagements comprise 10 to 50 member teams and are delivered by highly skilled domain specialists including CAs, CFAs, MBAs (Finance), statisticians, mathematicians and data scientists, with or without industry experience, with entry-level salaries ranging from 3-8 lakh per annum.

Understand the client?s perspective

I remember running a very large engagement to build 500 financial models and equity research reports for an investment banking client who did not deem it important to share that they were going to publish this research almost instantaneously on their research website. As we started to deliver these reports, the outputs did not integrate very well with the website?s publishing platform. This led to a lot of rework and delays in sending out timely research to their institutional customers. KPO work is very integral to a client?s business: knowing the ?big picture? always helps.

Build relationships with end-users

Unlike BPO (business process outsourcing) or ITO (information technology outsourcing) work where it is sufficient to align with strategic business leads and vendor management teams, success in KPO engagements is largely driven by strong integration and communication with individual business end-users. It is the end-users who determine which part of their core domain tasks should be moved to the vendor, including the pace and complexity of the work.

I have seen outsourcing program managers creating ambitious goals for the KPO program that get waylaid because the end-users have not bought into the program or are nervous about sharing critical tasks with a vendor.

This will only change when they build direct confidence in the vendor?s capability by interacting with the specialists and skilled resources that the vendor provides.

Knowledge workers at the vendor?s end also highly value their interpersonal relationships with end-users, and make the highest contribution when they feel they are a logical extension of the client?s team. One of our analysts, Ajay Dogra (name changed), prides himself for the fact that he is directly working for a celebrated US Telecoms Analyst?Tim Stevenson (name changed)?and would not like to change his sector for as long as he gets to work with Tim.

Consciously plan for work evolution

When I was part of the BPO industry, we used to be heavily preoccupied with ?dumbing down? the work profile to make tasks more process-oriented and easily trainable. In the past six years of running KPO units, I have realized that the exact reverse should be done! Knowledge workers naturally want to move up the value chain and do more sophisticated tasks for their clients. So don?t disrupt the natural evolution of work complexity, and instead encourage it. It makes for a happy client and a happy employee.

Choose the right team

The critical success factor in a KPO engagement is choosing each team with the right skill sets and not merely the right leader. Each individual member often directly interacts with the client and is responsible for the quality of the output he/she delivers. Any compromise on this front leads to frustration at both ends. If the chemistry between them is not working, make a quick swap of the team member as the relationship is unlikely to sustain in the long run anyway. Also, given that billing rates in this business are upwards of $60,000 per annum, there is low tolerance for mediocrity. It is also important to over-invest in the engagement in the first 90 days to closely iron out these issues expeditiously.

Sound culture to drive success

We cannot create a successful KPO doing equity research unless our knowledge workers (called analysts) behave like they belong in a capital markets firm. Our analysts should have morning meetings to discuss overnight developments in stock markets, discuss valuation impacts on critical stocks, or pursue CFA degrees in their spare time. A KPO firm providing insurance KPO support will not be worth its pedigree if their associates are not encouraged to take the LOMA or FSA (UK) exams. Therefore, it is this culture and ecosystem of specialization that distinguishes a successful KPO and allows it to obtain its disproportionate share in the market place.

In summary, the best KPO firms in the industry focus heavily on understanding the client?s domain and his objectives, investing in strong domain specialists, and relentlessly living the culture of the domain in which they operate.

?

Story was first published in the Entrepreneur India

This article is supported by Spark the Rise. To know more, and to submit your ideas and projects, click here.

Source: http://www.firstpost.com/business/how-to-build-a-successful-financial-kpo-unit-570397.html

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Wednesday, December 26, 2012

BSE Tips - Indian Stocks NSE BSE Free Intraday Daytrading BTST ...

Hot Stocks from Tipz.in for 26th Dec 2012
Tata Motors Limited (TATAMOTORS), Glenmark Pharmaceuticals (GLENMARK), Jk Lakshmi Cement Ltd (JKLAKSHMI), Hindustan Petroleum Corp (HINDPETRO), Godrej Industries Ltd (GODREJIND), Jk Cement Limited (JKCEMENT), Ipca Laboratories Ltd (IPCALAB), Gruh Finance Ltd. (GRUH), Tube Investments Of India (TUBEINVEST), Kaveri Seed Company Limited (KSCL), Elder Pharmaceuticals Ltd (ELDERPHARM), Pidilite Industries Ltd (PIDILITIND), Rushil Decor Limited (RUSHIL), Aegis Logistics Limited (AEGISCHEM), Agro Tech Foods Limited (ATFL), Torrent Pharmaceuticals L (TORNTPHARM), Carborundum Universal Ltd (CARBORUNIV), Zensar Technologies Ltd (ZENSARTECH), Britannia Industries Ltd (BRITANNIA), R Sys International Ltd (RSYSTEMS), Icra Limited (ICRA), Sagar Cements Limited (SAGCEM), Clariant Chemicals (india (CLNINDIA), Kewal Kiran Clothing Limited (KKCL), Bannari Amman Sugars Ltd (BANARISUG), Benchmark Bankbees (BANKBEES), Kothari Products Ltd (KOTHARIPRO).

Source: http://finance.tipz.in/2012/12/tata-motors-limited_25.html

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'Les Miserables' Wins Huge Christmas Box Office

Quentin Tarantino's 'Django Unchained' placed second next to 'Les Mis' with huge Christmas day opening numbers.
By Josh Wigler


Hugh Jackman and Anne Hathaway in "Les Miserables"
Photo: Universal Pictures

Source: http://www.mtv.com/news/articles/1699387/les-miserables-box-office.jhtml

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Real Estate in Chennai: Reaching New Heights

The realty sector of Chennai is booming and ensures great returns on investments on properties. Investors prefer real estate in Chennai these days because of the fast development of the city and its infrastructure.

The culture and legacy of Tamil Nadu is very charming, attracting many visitors and tourists from all over the world. Tamil Nadu has always been the favorite tourist destination for the tourists, including foreigners, and is always flooded with a large number of visitors.

The city offers luxury to its visitors. Chennai is one of the oldest cities of India that offers best living conditions to the residents. The culture of the city is traditional, and at the same time well equipped with modern lifestyle luxuries. Chennai is very well connected with all major cities of India by roads, railway or airways. The infrastructure of the city is going to improve with the upcoming metro project. The Phase I of the metro project covering a length of 45.1 km is under construction, which will soon be operational and ensure a smooth and fast transit of passengers.

The smooth and broad roads of the city make the city alluring for the residents and other people to invest in real estate in Chennai. The government of Tamil Nadu is committed to make it a high tech city.

Investors are approaching Chennai due to great real estate potential of the city, and other latest infrastructural developments. The improvement in infrastructure has also attracted corporate giants to establish their offices in the city. Chennai being one the metropolitan cities, has good connectivity with the main cities in India, thus makes business comfortable and smooth, and attracts more and more investors who are looking for good business atmosphere.

Tourism and hospitality sector in Chennai is good that has added to the real estate value of the city and more and more people are planning to make investments in the real estate industry of Chennai. The increased demand for real estate in Chennai has thus led to increase in the property prices, which is expected to increase further.

A number of renowned real estate builders are venturing in Chennai with different residential and commercial construction projects such as Golden Homes Pvt. Ltd., Appaswamy Real Estates Limited, Jain Housing & Construction Ltd., Sri Satya Sai Constructions, etc. These projects are all set to offer excellent living environment and buildings to the residents. Government is also supporting the latest real estate developments by making the investment policies flexible and offering easy loans to the buyers.

The areas which have been targeted by the real estate investors for investment purposes is the south Chennai and the areas like Adyar, K.K Nagar, Mylapore, Velachery, Saidapet and Tambaram have been the favourite destinations.

The prospective buyers are also in good position of earning money if they invest in Chennai real estate, as the pink city is developing at a very fast pace and offers great opportunities. The opening of new educational institutions and introduction of corporate world has added to the real estate value of the city.

Shipra Sinha writes on behalf of 99acres.com, which is an online portal dedicated to meet every aspect of the consumers needs in the real estate industry. It covers information about all Real Estate property types including residential flats for rent in Chennai, studio apartment for sale, houses for buy/sell & Rent for different Property locations like Mumbai Property and Goa Properties etc.

Source: http://www.ebestproducts.com/2012/12/real-estate-chennai-reaching-heights/

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Games.com's Best of 2012: Console Game of the Year

Best Console Games 2012Amid complaints of sequelitis, on-disc DLC, botched endings and online passes, 2012 may have been the best year in console gaming in a long time. It was a year in which we not only saw smaller studios prove themselves with enormous franchises, but game makers transform our expectations of just what games can achieve. With a little help from our friends, here are Games.com's best console games of 2012.

Halo 4Halo 4

With Bungie out of the picture for good, it was safe to be worried whether the next release in the Halo franchise would be up to snuff. That is, until Nov. 6, when Microsoft's 343 Industries more than met expectations of what a Halo game should be. The result was a booming battle for the galaxy with arguably the best story told in a Halo game to date. Better yet, countless expansions and improvements on the multiplayer made for one of the stickiest shooters around once again.

The Walking DeadThe Walking Dead

If you were to predict last year that an adventure game would be in the running for Console Game of the Year, you'd have been called crazy. Leave it to Telltale Games to shatter our assumptions of what video games can do. Many knock The Walking Dead for its mechanics. But few games, if any, have crafted such tension and drama through breakneck, gripping choices that shape some of the most emotional relationships in interactive storytelling.

DishonoredDishonored

Stealth game makers: Take notes while playing Arkane Studios' steampunk-style adventure. The amount of agency granted to players in Dishonored is unparalleled by almost any game of 2012. Foregoing the tired model of rewarding or punishing players dependant upon their stealth skills, Dishonored allows players to adapt to situations on the fly while reacting to their play styles in return. Ultimately, this fosters some of the most believable combat scenarios in gaming.

Mass Effect 3Mass Effect 3

The culmination of five years worth of story, choices and promises ultimately ended up a disappointment for fans and critics alike. But that was just the ending. The journey there packed more dramatic and moving moments into a single game than any in the series to date. But what Mass Effect 3 did best was realize one of the most sprawling, detailed and engrossing universes in not just video games, but sci-fi properties, ever.

JourneyJourney

There's beauty, and sometimes depth, in simplicity. Thatgamecompany's follow-up to Flower embodies that mantra throughout, presenting a painting in motion with much more beneath the surface. Journey tells its story without words, a story about camaraderie. Journey, through creating a fascinating, captivating yet empty world, spurs collaboration between strangers in ways that games haven't ever before. Journey is watershed moment for games, and therefore is Games.com's Best Console Game of 2012.

Games.com Best of 2012 Advisory Board


Readers' Choice



Have something unique to add to the debate? Sound off in the comments. Add Comment.

Source: http://blog.games.com/2012/12/24/best-console-game-2012/

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Tuesday, December 25, 2012

Now We Know Whether Facebook Is Making Us Lonely | Psychology ...

Pundits and cultural critics love making proclamations about what Facebook has done to us, and often their analyses are not pretty. A particularly prominent example is a cover story published in the Atlantic earlier this year, touting the headline, ?Is Facebook making us lonely?? Novelist Stephen Marche is worried and his essay has already attracted 25,000 Facebook shares.

Marche believes this:

?We have never been more detached from one another, or lonelier. In a world consumed by ever more novel modes of socializing, we have less and less actual society. We live in an accelerating contradiction: the more connected we become, the lonelier we are.?

Marche does cite research, though sometimes in a misleading or inaccurate way. His essay has been critiqued by many (for example, here and here). What I want to add to the discussion is not just another critique but an overview of an about-to-be-published piece of research that directly tests some of the claims in Marche?s essay.

Lots of research on the use of Facebook, other social media, and the internet is correlational. That means that if, for instance, a study finds a link between Facebook usage and greater loneliness, it is not possible to know whether Facebook makes people lonely, whether lonely people use Facebook more often, or some other factor is in play.

The study I want to tell you about is different ? it is an actual experiment. In the week-long study, 86 college students were randomly assigned to different instructions. Half were instructed to post Facebook status updates more often than they typically do; the other half were not told anything specific about posting status updates.

For the next week, the researchers monitored the participants? Facebook activity, with the participants? permission. They also asked the participants to complete questionnaires assessing their loneliness, happiness, and depression at the beginning of the study and at the end. Every day during the study, participants indicated the extent to which they felt connected to and in touch with their friends.

The results were clear and straightforward:

#1

The participants who posted more status updates felt less lonely at the end of the week than the participants who posted about the same number of updates as they usually did.

?#2

The participants who posted more status updates also felt more connected to their friends. That feeling of connection seemed to explain why the frequent posters felt less lonely.

?

Before I tell you about Finding #3, I want to share another excerpt from the Marche essay. In it, he is discussing the movie, The Social Network:

?The film?s most indelible scene, the one that may well have earned it an Oscar, was the final, silent shot of an anomic Zuckerberg sending out a friend request to his ex-girlfriend, then waiting and clicking and waiting and clicking?a moment of superconnected loneliness preserved in amber.?

?(I discussed The Social Network here.)

?What Marche is suggesting is that it is not enough just to post something on Facebook; you need to hear back from other people or else you are really going to be miserable and lonely. Well, the study I?m discussing (reference is at the end) actually tested that, too.

?#3

People who posted more status updates felt less lonely, and it did not matter whether other people responded to those updates (by commenting or ?liking? the updates).

?The authors could only speculate as to why it did not matter whether other people responded to status updates. To know for sure, they will have to do more research.

?There are, of course, lots of limitations to this study. It examines only one of the ways in which Facebook may or may not make us lonely. Nonetheless, I think it adds some intriguing pieces of data to rein in some of our fears about Facebook Nation.

?[Notes: (1) I promised to describe the rest of the results of the research on consensual non-monogamy, following up on my previous post. I?ll still get to that eventually. (2) Some other recent posts are listed below, including an interview with a long-time ?Living Single? reader. (3) Happy holidays, everyone!]

What does TV tell us about how to live?

Life after a decade of marriage: A single man tells his story

?Reference:

Deters, F. G., & Mehl, M. R. (2012, in press). Does posting Facebook status updates increase or decrease loneliness? An online social networking experiment. Social Psychological and Personality Science.

Source: http://www.psychologytoday.com/blog/living-single/201212/now-we-know-whether-facebook-is-making-us-lonely

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Did NBC?s David Gregory violate DC gun law on Meet the Press? (Michellemalkin)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/272756554?client_source=feed&format=rss

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